GeoBlue’s travel health insurance policies are primarily focused on emergency medical coverage. They are also committed to assisting visitors and expatriates in locating, obtaining, and paying for great healthcare anywhere on the planet.

GeoBlue travel health insurance offers travel medical insurance with a significant name, with a network that includes over 80% of physicians and 90% of hospitals across the United States.

Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York) is a trading name of Worldwide Insurance Services, LLC, an independent licensee of the Blue Cross Blue Shield Association. 4 Ever Life International Limited underwrites their plans. Bermuda is the company’s headquarters.

You’ll be able to use their translation tools to express your symptoms and medical history to doctors in your region, even if they don’t speak your native tongue. Most significantly, GeoBlue travel health insurance provides a mobile app that allows you to search for providers in their vast network.

GeoBlue travel health insurance understands that medical expenditures in other countries might be rather costly. As a result, they developed the Direct Pay service, which allows you to avoid the burden of medical costs when traveling internationally.

It’s simple to use: contact GeoBlue via their 24-hour phone line, email, or GeoBlue mobile app before booking an appointment with a medical professional. They will assist you in making an appointment with a doctor in their network.

They will pay for any approved medical charges immediately because the appointment was made by them.

While the GeoBlue travel healthy insurance network has locations all over the world, it may not be available where you are visiting. You can, of course, see a doctor outside of their network in this situation, but the medical coverage will be secondary to your primary health insurance plan if one is required by the plan you buy.

Geoblue Travel Health Insurance plans

The Geoblue travel health Insurance plans include;

Voyager essential plan.

The GeoBlue Voyager Essential is a one-time medical plan that provides emergency medical coverage while traveling internationally.

This plan does not need you to have primary health insurance, however, there is a 6-month waiting period for pre-existing conditions before the start of coverage.

 Pre-existing conditions are not covered under this plan’s medical coverage, although emergency medical transportation is covered regardless of whether the condition is known or not.

You can choose your medical limit as well as your deductible amount with this plan. This gives you peace of mind, knowing that you have the level of coverage that you chose and that you are happy with.

It also features the Direct Pay program, which pays medical bills in advance if the appointment was made with a GeoBlue network medical provider and GeoBlue was notified of the appointment 24 hours in advance.

If you require medical assistance or an emergency evacuation during your journey, GeoBlue travel health insurance will offer you an emergency assistance number to call 24 hours a day, seven days a week.

 You’ll also get access to thorough service profiles for doctors and hospitals in the area where you’re going. If you have an emergency while on your vacation, this can help you plan and make informed decisions regarding your medical treatment.

Trip interruption benefits can assist pay you for the expense of air or ground transportation back home if you need to finish your trip early due to a ‘covered reason.’ A covered illness or injury, a felonious assault, a terrorist occurrence, or an impending threat to your safety during the trip are typically covered causes for trip disruptions.

This plan also includes baggage protection. If a piece of luggage is lost or stolen, the benefit will compensate a traveler up to $500 (up to $100 per bag or personal effect) for replacement clothing and personal hygiene products.

During transit, it gets lost, destroyed, or stolen.

Only before your departure date may you acquire a GeoBlue travel medical plan. If you have already left on your vacation, this plan will be useless because you will not be covered.

Voyager’s Option

  • It is necessary to have access to primary health care.
  • Coverage for pre-existing conditions is included.
  • You have the option of choosing your medical limit and deductible.
  • There will be minimal journey disruption.

Trekker essential plan

  • Trekker Essential is a multi-trip annual travel medical plan designed for trekkers.
  • It is necessary to have access to primary health care.
  • Coverage for pre-existing conditions is included.

Trekker’s Option

  • Annual travel medical plan for multiple trips
  • Benefits for accidental death were included.
  • Coverage for primary health care is necessary.
  • Coverage for pre-existing conditions is included.