Get insurance coverage for your pregnancy? If you’re a pregnant woman and thinking about getting health insurance then you should definitely read this article. It will help you choose the best policy and save a lot of money. So, what are you waiting for? Scroll below to find out all about it!
Even if you have health insurance, it may not cover pregnancy. Many policies exclude maternity care or offer it as an expensive rider. You can’t be turned down for coverage because of a pre-existing condition, but you may have to wait for a period of time before your insurance kicks in.
When you’re pregnant, your body goes through some pretty dramatic changes. It’s a vulnerable time that comes with certain risks. Preparing for the worst is always advisable. At least it is if you want to avoid financial catastrophe and stress. So, what should you do?
Your baby is going to need every advantage it can get in life. You probably already know that your baby is going to cost a pretty penny, but did you know that it could cost even more than expected? For example, did you know that some insurance companies won’t cover your pregnancy if you have gestational diabetes? Or that they’ll only cover you for a certain number of weeks? Or that they’ll only cover you if you have gestational diabetes in your first pregnancy? If you’re not sure, you can always call your insurance company and ask.
What’s a high-risk pregnancy?
High-risk pregnancies are those that carry a higher risk of complications for the mother or baby. Some of these complications include pre-eclampsia, gestational diabetes, and miscarriage.
Risks for the mother include:
Hypertension (high blood pressure)
Postpartum depression (depression after childbirth)
Thromboembolism (blood clots in the legs or lungs)
Complications of pregnancy and childbirth are the leading cause of death among women between the ages of 15 and 44, accounting for almost 30 percent of all deaths in this age group. Complications of pregnancy and childbirth account for 1 million deaths per year.